105BENEFITS
>20% Plan Savings For Business Owners
Better Benefits For Employees
value-based pricing
welcome!
A Better Plan for Health Insurance.
Health Insurance should benefit the employees, not be a burden to the business and a disappointment to participants.
105Benefits specializes in implementing tax-advantaged benefits plans to help businesses eliminate wasteful spending. We save clients 40% on average, while keeping the same provider networks your employees trust.
When was the last time your broker brought cost savings ideas to the table? Our value-based plan pricing is straightforward and ensures we are working together to reduce costs. The traditional model of commissioned broker sales encourages higher costs and expensive supplemental products.
Our commitment is to simplify the process of securing and managing health insurance, allowing you to focus on what you do best – running your business.
Our Purpose
Why we are here
01
Value Creation
Our primary mission is helping small business owners regain control over group health plan spend. It is why we exist and our specialty.
02
Education
Our approach is simple, but novel. Knowledge is power and many clients are unaware of the options they have and control they are yielding to brokers.
03
Sustainability
We have served clients for over 20 years and have a 95% retention rate. Our process is proven and effective and we are positioned to partner and scale with you for the long haul.
Our Process
How it works
01
Discovery
We work with your team members to investigate and summarize current benefits plan conditions. This process is simple, straightforward and efficient.
02
Blueprint
Some clients prefer to make small changes, others want to maximize savings immediately. We work with your team to create a plan that pairs with your ambitions and needs.
03
Execute
Our award winning customer service team is experienced in onboarding and training businesses teams of 1 to 1000. We have a proven process and can begin delivering savings in as fast as 30 days.
Our Goal
You Save, Employees Win
01
Increase Profit and Business Valuation
Our Bottom Line Impact:
1. Lower Plan Expenses, More Profit
2. Increased EBITDA Multiple
3. Improved Cash Flow
4. Increased Attractiveness to Buyers
02
Give More Value to Your Team
Our objective is to provide a safety net for employees, protecting them from the financial strain of unexpected medical costs and giving them more control over their healthcare decisions.
03
Retain and Attract the Best Talent
A robust health benefits plan can be an advantage to your company and a powerful tool for attracting and retaining top talent in a competitive job market. By signaling that your company cares for its employees' well-being, it can foster loyalty, reduce turnover, and improve overall productivity.
Ready to Make your benefits plan a competitive advantage?
Schedule a Complimentary 15-minute Consultation Today!
" We're using tax law and some common sense and we're saving businesses a lot of money. The average family rate is $2000 per month, our plan's family rate is $450 per month and we are using the same provider networks."
Tom Quigley
Claimlinx Co-Founder
F.A.Q.
Find answers to commonly asked questions about our services and strategies
How is 105Benefits Different from Traditional Group Insurance?
We are results driven and while most insurance brokers are thinking about increasing commissions, we are focused on how much we can save you. Our tailored benefits plan can save you thousands every year, without sacrificing quality. Section 105 has allowed businesses to implement tax-advantaged strategies since 1954.
Where do I start?
Our team is process oriented. The first step is helping you understand what savings and additional services our solution could create for you. Gathering information on your team size, current spend, and plan design allows us to quickly determine this. Contact us today for a complimentary consultation.
What are some challenges 105Benefits has helped clients overcome?
- Escalating Healthcare Costs: For over 20 years, we have helped clients implement a better benefit solution while cutting their costs by 25-80%.
- Administrative Burden: We are a TPA and our turn-key concierge level service covers all aspects of your plan including enrollment, administration, compliance and claims.
- Employee Dissatisfaction: Our plan is better. Retain your talented team, attract more qualified employees with a best-in-class benefits package that will differentiate your business.
- Lack of Transparency: Eliminate frustrating broker fees and unclear plan details. Capture visibility in your actual claims data to allow you to negotiate better rates.
- Limited Customization; One Size Fits All Plans: Design and offer what’s best for your team and individual employees.
Is 105Benefits suitable for my business?
Our Plans are Perfect For:
Small business owners (1–50 employees)
CFOs and HR professionals seeking better benefit strategies Companies facing rising insurance premiums
Founders who want to improve recruiting and retention
Financial planners and tax strategists supporting small business clients